Terms & Conditions

By accessing or using www.therenewgroup.com (the “Website”), you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this Website.

1. Use of the Website

• This Website is for informational purposes and to facilitate insurance inquiries, quotes, and policy service.
• You must be 18 years or older and legally capable of entering into contracts to request quotes or purchase coverage.
• You agree not to use the Website for any unlawful purpose or in any way that could damage, disable, or impair it.

2. No Binding Coverage

• No insurance coverage can be bound, altered, canceled, or renewed through this Website, email, or online forms alone.
• All quotes are estimates only. Coverage is subject to carrier underwriting, approval, payment of premium, and issuance of a policy.
• Final terms, conditions, exclusions, and pricing are governed solely by the issued insurance policy.

3. Accuracy of Information

• You agree to provide true, accurate, and complete information when requesting quotes or services.
• We are not responsible for errors caused by inaccurate or incomplete information you provide.

4. Intellectual Property

• All content on this Website (text, images, logos, designs, and software) is owned by The Renew Group or its licensors and protected by copyright, trademark, and other laws.
• You may not copy, reproduce, modify, distribute, or create derivative works without our prior written consent.

5. Third-Party Links

• Links to third-party websites (carriers, payment processors, etc.) are provided for convenience only. We do not endorse and are not responsible for their content, privacy practices, or services.

6. Limitation of Liability

• The Website and its content are provided “as is” without warranties of any kind, express or implied.
• To the fullest extent permitted by law, The Renew Group, its officers, employees, and agents will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Website.

7. Indemnification You agree to indemnify and hold The Renew Group harmless from any claims, losses, or damages (including attorney fees) arising from your violation of these Terms or your use of the Website.

8. Governing Law These Terms are governed by the laws of the State of [Insert State], without regard to conflict of law principles. Any disputes shall be resolved exclusively in the state or federal courts located in [Insert County/City, State].

9. Changes to Terms We may update these Terms at any time. Continued use of the Website after changes constitutes acceptance of the new Terms.

10. Contact Questions about these Terms? Email: [email protected] Phone: (903) 99-RENEW

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